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Independent research & analysis, published with care and purpose with the belief that better ideas can help shape stronger systems.

Shaping Policy Through Expert Engagement

A record of research-based contributions to policy, regulation, and digital governance across sectors and jurisdictions.

As part of my work at the intersection of regulatory design, operational resilience, and financial governance, I contribute to public consultations led by authorities in the UK, the European Union, the United States, and other international bodies. These submissions reflect an independent, systems-oriented approach to strengthening regulatory frameworks in the face of digital transformation.

Each contribution applies field-informed research to real regulatory challenges, with a focus on proportionality, cross-border coherence, and the evolving architecture of digital and institutional risk.

Connect

Andra

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Response to the PRA CP12/25 – Pillar 2A Capital Review (Phase 1)

Submitted to: Prudential Regulation Authority (Bank of England)
Focus: Proposed revisions to Pillar 2A capital methodologies, aimed at enhancing proportionality, transparency, and alignment with actual risk exposures.
My contribution: Emphasised the need for consistent supervisory interpretation, integration of third-party and systemic technology risks in future phases, and alignment with the Basel 3.1 implementation roadmap.

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Response to HM Treasury – Alternative Investment Fund Managers Regulations Consultation

Submitted to: HM Treasury
Focus: Reform of the UK’s AIFM regulatory framework to streamline oversight, reduce duplication, and tailor post-Brexit fund regulation to domestic market needs.
My contribution: Provided feedback on proportionality in regulatory design, resilience considerations for venture capital and property funds, and the importance of risk-based agility in supervisory approaches.

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NIST IR 7621r2 – Small Business Information Security Response

Formal submission to the U.S. National Institute of Standards and Technology (NIST) on the Initial Public Draft of IR 7621 Revision 2: Small Business Information Security.
This document contains structured feedback focused on improving regulatory clarity, proportionality, vendor risk governance, feedback mechanisms, and international relevance within cybersecurity guidance for small businesses. 

Download the full submission (Excel)
Summary of the submission (PDF)

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Response to the FCA CP25/13 – Improving Complaints Reporting

Submitted to: Financial Conduct Authority
Focus: Proposal to simplify and strengthen the complaints data collection framework to support more effective supervision and firm accountability.
My contribution: Recommended aligning the reforms with operational resilience principles, enhancing complaints data for system-wide monitoring, and encouraging inter-agency coordination to identify technology-related risks and emerging consumer vulnerabilities.

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EU Cybersecurity Act - Policy Brief June 2025

Submitted to the European Commission’s consultation on the revision of the EU Cybersecurity Act, this policy brief offers strategic proposals to strengthen regulatory alignment, improve certification uptake, and reinforce systemic cyber resilience.

It calls for an expanded role for ENISA, better integration with NIS2, DORA, and GDPR, and practical tools like interoperability layers and SME-friendly pathways.

Read the brief: 🔗 Zenodo – DOI: https://doi.org/10.5281/zenodo.15599510

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